1. Acceptance of Terms

By accessing and using the CCDR Inc. website (the "Site"),

you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, you must not use the

Site.  

2. Services Offered

CCDR Inc. provides information and assistance related to debt relief, credit counseling, and financial wellness. We are not a Licensed Insolvency Trustee. If your situation necessitates the services of a Licensed Insolvency Trustee, one will be appointed. Our services are based on averages observed over the last 20 years.

3. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. We are committed to protecting your personal information, which will be kept private and confidential.  

4. User Conduct

You agree not to: Use the Site for any unlawful purpose. Post or transmit any material that is offensive, defamatory, or infringing on the rights of others. Attempt to interfere with the operation of the Site.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of CCDR Inc. and is protected by intellectual property laws.

6. Disclaimer of Warranties

The Site and its content are provided on an "as is" basis. CCDR Inc. makes no warranties, express or implied, regarding the accuracy or completeness of the information provided.

7. Limitation of Liability

CCDR Inc. shall not be liable for any damages arising from your use of the Site.

8. Third-Party Links

The Site may contain links to third-party websites. CCDR Inc. is not responsible for the content or privacy practices of these websites.

9. Changes to Terms

CCDR Inc. reserves the right to modify these Terms at any time. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Saskatchewan and the laws of Canada applicable

therein.

11. Contact Information

If you have any questions about these Terms, please contact us at: 236-309-2237 (CCDR) or via e-mail at info @ ccdr.ca

12. Entire Agreement

These Terms, along with the Privacy Policy, constitute the entire agreement between you and CCDR Inc. regarding your use of the Site.