The CCDR 123 Credit Building Plan

The first step is to open a free account with Borrowell. It will give you access to your credit report, track your credit.

The other two steps are for a Credit Re/Builder Loan and a Secured Credit Card.

It's essential to get both as the Credit Card is a Revolving Credit Product and the Loan/Savings is an Installment Credit Product.


You will see much faster growth in your credit re/building if you have both.

Step 1

Open Borrowell Account

Establish A Baseline

Step 2

Credit Builder Loan/Savings

Installment Credit Product

Step 3

Secured Credit Card

Revolving Credit Product