Home Debt Settlement FAQ's How will debt settlement affect my credit?

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How will debt settlement affect my credit?
Question 3- How will debt settlement affect my credit?

Answer: Debt settlement is a bankruptcy prevention program and may adversely affect your credit if your debts are current and you have no history of late payments. The debt settlement program will, in the end, improve your debt to income ratio and may therefore improve that portion of your credit score. Since you will have resolved your outstanding debt through the CCDR program your future creditors will see that you settled your debts instead of filing bankruptcy.
 
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